Terms & Conditions

These Terms & Conditions govern your use of The Prajapatis website, mobile app, and related services. By accessing or using our platforms, you agree to these terms.

1. About our services

The Prajapatis provides information and assistance related to financial products and services, including insurance, investments, deposits, and related advisory support. Availability of specific products may vary.

2. Eligibility

You must be legally capable of entering into a contract under applicable Indian law to use our services. If you use the platform on behalf of another person, you confirm that you are authorised to do so.

3. Use of the website and app

You agree to use our website and app only for lawful purposes. You must not:

• Provide false, incomplete, or misleading information
• Attempt to gain unauthorised access to our systems
• Misuse enquiry forms, content, or any part of the platform
• Copy, scrape, or commercially exploit our content without permission

4. Enquiries and communication

When you submit an enquiry, you authorise us to contact you using the details you provide. Submitting an enquiry does not create a contract for any financial product until a separate process is completed.

5. Financial information disclaimer

Content on this website is for general information only. It is not investment, tax, legal, or insurance advice. Product features, returns, and eligibility depend on the issuer, applicable rules, and your individual circumstances. Please review all documents and take independent advice before making a decision.

6. Third-party products

Some products and services may be offered by banks, insurers, fund houses, or other partners. Those products are subject to the partner’s own terms, eligibility criteria, and policies.

7. Intellectual property

All trademarks, logos, text, graphics, and other content on this website belong to The Prajapatis or their respective owners. You may not use them without prior written consent.

8. Limitation of liability

To the fullest extent permitted by law, The Prajapatis is not liable for any indirect, incidental, or consequential loss arising from your use of the website, app, or information provided on them. We do not guarantee uninterrupted or error-free access.

9. Privacy

Your use of our services is also governed by our Privacy Policy.

10. Changes to these terms

We may update these Terms & Conditions at any time. Continued use of the website or app after changes are posted means you accept the updated terms.

11. Governing law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in India.

12. Contact us

If you have questions about these terms, please reach us through the enquiry form.